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Moneywise, Be Wise


99 percent of us feel that money is an important part of life and the rest 1 percent who feel otherwise are lying. Period. Ours is a materialistic world and it’s nothing but money that makes the world go round.

Someone rightly said that those who say money can’t buy you happiness, simply don’t know where to go shopping. It pays immensely to be wise about money. But are we? Read on, and moneywise, be wise!


1
Save, Save, Save
Cultivate this golden habit if you haven’t already. This habit is worth in gold and nothing but your savings would see you through your rough patch. Whatever be your income, start saving without any further delay.


2
Watch Your Spending
It indeed makes a hell lot of sense to listen to Warren E Buffet, the second richest man in America, isn’t it? He very rightly said that keep a close watch on your spending. Buy things which you need and not because of peer pressure.


3
Borrow Only What You Can Repay
Living on credit cards and loans is too tempting an offer, almost like Katrina Kaif asking you out for a date! However, both come with an element of risk. Credit cards and loans don’t make you rich, so weigh your pros and cons to save yourself from falling in the trap. And as for a date with Katrina, there is always ‘Dabaang’ Salman! So, look before you leap.


4
Don’t Rely On One Income
Make this your guiding philosophy. With uncertainty, job cuts and recession all around, it is foolish to depend on only one source of income. Invest and create a second/third source of income. That would do a whole world of good to you.


5
Split Bills, It’s Perfectly OK
Honestly, there is no shame in splitting bills no matter who is accompanying you. Don’t volunteer to pay all on your own since it would burn a big hole in your pocket in the long run, without you even realizing it.


6
Go For Health Policies/Insurance
No one has seen the future, right? With advancement in medical science, today even life-threatening diseases can be cured, but at a cost. It is always better to be covered by such policies. They would prove to be a boon in the case of medical exigencies.


7
Take Risk, But Calculated Risk
Life itself is risky; nobody comes out of it alive. But still it makes perfect practical sense not to test the depth of water with both feet. Better be safe, than sorry.


8
Discuss About Money With Family
Keep your family in the loop regarding your finances. That won’t lead to any unrealistic expectations on their part, thereby saving you from unnecessary hassles.


9
Think Big, Start Small
It’s all about the concept and the way you showcase it. While starting a business, think big but take small steps. Only when you are extra sure, take a giant leap forward.


10
Never, Ever Discuss Money Matters Publicly
Honesty is a rare commodity in today’s time. Money matters are best kept secret to save yourself from being duped. It’s your hard-earned money after all. Do all that it takes to multiply it and make yourself financially sound and secure.


Arrange by dearJulius.com Team

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